☪ 19 MAYIS KUTLU OLSUN ☪

HOW FOREİGNERS CAN SAFELY BUY PROPERTY İN TURKEY

1. Title Deed Type and Zoning Status

  • Determine whether the property is land (plot) or agricultural field
    (construction may not be permitted on agricultural land).
  • Check the zoning (imar) status with the local municipality
    (residential, commercial, building ratio, etc.).
  • Understand the difference between:
    • Construction Servitude (Kat İrtifakı) → building may be incomplete
    • Full Ownership (Kat Mülkiyeti) → completed and legally approved

2. Military Zones and Security Clearance

Foreign buyers are subject to security checks to ensure the property is not located in a restricted military zone.
This process is conducted through the General Directorate of Land Registry and Cadastre.


3. Legal Purchase Limits

  • Foreign individuals can purchase up to 30 hectares of real estate in total across Turkey
  • The total ownership cannot exceed 10% of a district’s surface area

4. Title Deed Records and Encumbrances

Before purchase, it is crucial to verify:

  • Mortgages
  • Liens or seizures
  • Annotations (e.g., usufruct rights, tenancy rights)

Never proceed with payment before confirming a clean title.


5. Mandatory Valuation Report

A real estate valuation report is legally required for foreign buyers.
This report:

  • Confirms the market value of the property
  • Prevents underreporting of the sales price

6. Payment and Currency Procedures

  • Payments must be made via bank transfer
  • Foreign currency must be officially exchanged and documented
    (foreign exchange purchase certificate)
  • Cash payments are strongly discouraged

7. Citizenship by Investment (If Applicable)

If the purchase is intended for Turkish citizenship:

  • Minimum investment must be 400,000 USD
  • A 3-year no-sale annotation must be registered on the title deed

8. Professional Assistance

Foreign buyers are strongly advised to work with:

  • A lawyer
  • A sworn translator
  • A licensed real estate consultant

This helps avoid misunderstandings, especially since legal documents are in Turkish.


9. Off-Plan or Under-Construction Properties

  • Verify the developer’s credibility
  • Ensure the project has a valid construction license
  • Clearly define delivery dates and penalties in the contract

This is one of the most common areas where disputes arise.


10. Taxes and Additional Costs

  • Title deed transfer tax (typically 4%)
  • Administrative fees
  • Annual property tax
  • Maintenance and site management fees

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